Resolution 7: Advancing Access to Health Savings Accounts for All Americans

Brought by: Thurston-Mason-Lewis Chapter

WHEREAS, individual and family health care expenses continue to increase, and

WHEREAS, five to 10 percent of Washingtonians are uninsured or underinsured, and

WHEREAS, a health savings account (HSA) is a vehicle to encourage personal saving for health expenses, and

WHEREAS, a majority1 of people eligible for an HSA take advantage of the tax benefits to take care of their healthcare expenses, and

WHEREAS, an HSA is only available to employer-sponsored high deductible health plans, leaving many without the option, and

WHEREAS, saving and personal responsibility for one’s personal or family health care is valued and increases personal investment in improving one's own health, now, therefore, be it

RESOLVED, the Washington Academy of Family Physicians (WAFP) should bring forth a resolution to the American Academy of Family Physicians (AAFP) Congress of Delegates to advocate for and support legislation to promote health savings accounts for all Americans regardless of their insurance or employment status, health care plans, or age.


  1. According to PSCA, 2020 benchmark survey, 61.3 percent of eligible employees enrolled in an HSA.