The Pre-existing Condition Insurance Plan-Washington State (PCIP-WA) is the temporary federal high risk pool created as part of the new federal health reform law, the Affordable Care Act.

PCIP-WA provides a new health insurance option to eligible individuals with pre-existing conditions who have been uninsured for at least six months – with no waiting period.

In order to receive insurance through the temporary, high-risk pool program, an individual must meet the following criteria established by law. Eligible individuals must:
• Be a citizen – An enrollee must be a resident of Washington state, a citizen or national of the United States, or lawfully present in the United States;
• Be uninsured - An enrollee must have not been covered under creditable coverage for the previous six months before applying for coverage; and
• Have a pre-existing condition - An individual must have a qualifying pre-existing condition; or a denial letter from an insurance carrier; or a letter of acceptance with a reduction; or exclusion of coverage for the pre-existing condition (see list below).

For more information concerning costs, benefits and elgibility criteria visit the OIC's page at
http://www.insurance.wa.gov/consumers/health/preconditionplanwa/aboutplan.shtml

or for a downloadable application visit Washington State Pre-existing Condition Insurance Plan at

https://www.wship.org/PCIP-WA/default.htm

Enrollment is limited to available funding. Interested individuals are encouraged to apply without delay.